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OKash (Nigeria) products at Google Play are described as 3-12 months, 3000-50000 naira (approximately RMB60-1000), minimum daily interest rates of 0.1%, up to 1%, annual interest rate of 36.5%-360%, and handling fees of 1229-6000 naira. The interest rates on several other APPS are not low, as OPesa's maximum annual rate is 36% and CashBean's is 33%, subject to an 18% GST.

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